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Open enrollment period for health insurance
changes ends May 30

The open enrollment period for state employees who previously declined dependent dental or vision coverage began Monday (May 14) and will continue through Wednesday, May 30.

Newsletters explaining changes in the health insurance program were mailed recently and began appearing in mailboxes late last week. Anyone who has not received a newsletter outlining changes for Fiscal Year 2008 should contact the Office of Group Insurance, 332-1860 (Boise area) or toll-free in Idaho at (800) 531-0597. The newsletter and other insurance information also are available on the Web at: http://adm.idaho.gov/

All changes to employees’ current health plan – including dental and vision coverage, enrollment or re-enrollment in the Flexible Spending Account (FSA), or changes to pre- or post-tax premium withholding election – must be received in the Office of Group Insurance via the online enrollment program by the end of the business day on May 30.

The open enrollment period is the only time of the year employees can enroll in the Flexible Spending Account (FSA) program. Those who already participate must re-enroll before the open enrollment deadline or their enrollment will end on June 30.

Employees can access the online enrollment program using the same sign-on and password currently used to view pay stubs. The open enrollment form is available on the Web at: http://adm.idaho.gov/insurance/insurance.html

Once reaching the employee portal page, choose Employee Self Service, move the computer cursor over the “Self Service” tab on the left of the screen and select “Actions.” There, employees can select either “Open Enrollment” (for medical/dental/vision) to make changes to the medical plan or add dependent vision or dental to pre- or post-tax premium withholding, or employees can choose to enroll or re-enroll in the Flex Spending plan.

Debit card option for Flex Spending
Effective this July (not July 2008 as indicated in the employee newsletter that was mailed out , employees who enroll in the Flex Spending Account (FSA) will have the opportunity to request a debit card to use at the point of service for reimbursement of eligible expenses from the medical FSA account.

The debit card will add an additional $1.50 per month to the current administrative charge on the plan ($3.30)

Reimbursement is made via the debit card up to the annual contribution amount in the participant’s account. All claims submissions are treated as “conditional” pending confirmation of the charge by the submission of additional third-party information, such as a receipt or “Explanation of Benefits” form from the insurer.